Privacy Policy
Definitions
For the purposes of this Privacy Policy:
1. “You” refers to the individual accessing or using the service, or the company or other legal entity through
which such individual accesses or uses the service, as applicable.
2. “Company” (referred to in this agreement as “the Company”, “we”, “us” or “our”) means earn8.
3. “Account” means a unique account created for you to access our service or parts of our service.
4. “Service Provider” means any natural or legal person who processes data on behalf of the Company. It refers
to third-party companies or individuals employed by the Company to facilitate the service, provide services on
behalf of the Company, perform related services for the service, or assist the Company in analyzing the usage of
the service.
5. “Third-Party Social Media Service” means any website or any social networking website through which users can
log in or create an account to use the service.
6. “Personal Data” means any information related to an identified or identifiable individual.
7. “Cookies” are small files placed by websites on your computer, mobile device or any other device, containing
detailed browsing history among many uses on that website.
8. “Device” means any device capable of accessing the service, such as a computer, mobile phone or digital
tablet.
9. “Usage Data” means data that is automatically collected, which can be generated through the use of the
service or from the service infrastructure itself (for example, the duration of page visits).
Collecting and Using Your Personal Data
Types of Data Collected
1. Personal Information
While using the service, we may ask you to provide certain personally identifiable information that can be used
to contact or identify you. Personally identifiable information includes but is not limited to:
1. Email address
2. First and last name
3. Phone number
4. Usage Data
Usage Data
Usage Data is automatically collected when using the service.
Usage Data may include your device's Internet Protocol address (such as IP address), browser type, browser
version, the service pages you visit, the time and date of your visit, the time spent on those pages, unique
device identifiers and other diagnostic data.
When you access the service through a mobile device, earn8 may automatically collect certain information,
including but not limited to the type of mobile device you use, your mobile device's unique ID, your mobile
device's IP address, your mobile operating system, the type of mobile internet browser you use, unique device
identifiers and other diagnostic data.
earn8 may also collect information that your browser sends when you visit our service or access the service
through a mobile device.
Tracking Technologies and Cookies
earn8 uses Cookies and similar tracking technologies to track activities on the service and store certain
information. The tracking technologies used include beacons, tags and scripts, which are used to collect and
track information and to improve and analyze the service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you
do not accept cookies, you may not be able to use some parts of our service.
Cookies can be either persistent or session cookies. Persistent cookies remain on your personal computer or
mobile device when you are offline, while session cookies are deleted immediately when you close your web
browser.
earn8 uses both session and persistent cookies. Cookies are essential for providing the services available
to you through the website and enabling you to use certain of its functions. They help to authenticate users and
prevent fraudulent use of user accounts. Without these cookies, the services you request cannot be provided, and
earn8 uses these cookies only to provide these services to you.
Use of Your Personal Data
The Company may use personal information for the following purposes:
1. To provide and maintain the service, including to monitor the usage of our service.
2. To manage your account: To manage your registration as a user of the service. The personal data you provide
can give you access to different functions of the service available to registered users.
3. For the performance of a contract: To develop, comply with and fulfill the purchase contract for the
products, items or services you have purchased, or any other contract with earn8 through the service.
4. To contact you: To contact you by email, telephone, SMS or other equivalent forms of electronic communication
(such as push notifications of mobile applications) when necessary or reasonable to provide updates or
informative communications related to functions, products or contracted services, including security updates.
5. To provide you with news, special offers and general information about other goods, services or events that
we offer and that are similar to those you have purchased or enquired about, unless you have opted not to
receive such information.
6. To meet and manage your requests.
We may share your personal information in the following circumstances:
1. With Service Providers: We may share your personal information with service providers to monitor and analyze
the usage of our service and to contact you.
2.Business Transfers: We may share or transfer your personal information in any merger, sale of company assets,
financing or acquisition of all or part of our business to another company.
3.With Affiliates: We may share your information with our affiliates. Affiliates include our parent company and
any other subsidiaries, joint venture partners or other companies that we control or have a business
relationship with.
4.With Business Partners: We may share your information with our business partners.
5.With Other Users: When you share personal information or interact with other users in the public area in other
ways, this information may be viewed by all users and may be publicly released to the outside. If you interact
with other users or register through third-party social media services, your contacts on the third-party social
media services may see your name, personal profile, photo and activity description. Similarly, other users will
be able to view your activity description, communicate with you and view your personal profile.
Retention of Your Personal Data
The Company will retain your personal data for as long as is necessary for the purposes set out in this Privacy
Policy. We will retain and use your personal data to fulfill our legal obligations (for example, if we are
required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements
and policies.
The Company will also retain usage data for internal analysis purposes. Usage data is generally retained for a
shorter period of time, unless such data is used to strengthen security or improve the functionality of the
service, or we are legally obligated to retain such data for a longer period of time.
Transfer of Your Personal Data
Your information (including personal data) will be processed at the Company’s operating offices and in any other
places where the parties involved in the processing are located. This means that this information may be
transferred to - and maintained on - computers located outside of your state, province, country or other
governmental jurisdiction, where the data protection laws may be different from those in your jurisdiction.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to
such transfer.
The Company will take all reasonable and necessary measures to ensure that your personal data is processed
securely and in accordance with this Privacy Policy, and will not transfer your personal data to any
organization or country unless appropriate controls are in place, including the protection of your data and
other personal information.
Disclosure of Personal Data
1. Business Transactions
If the Company is involved in a merger, acquisition or sale of assets, your personal data may be
transferred. We
will provide notice before your personal data is transferred and becomes subject to a different privacy
policy.
2. Law Enforcement
In certain circumstances, the Company may be required to disclose your personal data in accordance with
legal requirements or in response to a valid request from a public agency (such as a court or government
agency).
3. Other Legal Requirements
The Company may disclose your personal data in good faith, believing that such action is necessary to:
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Comply with legal obligations
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Protect and defend the rights or property of the Company
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Prevent or investigate possible wrongdoing related to the service
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Protect the personal safety of service users or the public
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Protect against legal liability
Security of Personal Data
The security of your personal data is important, but please remember that no method of transmission over the
Internet or electronic storage is 100% secure. Although earn8 endeavors to use commercially acceptable means
to protect your personal data, we cannot guarantee its absolute security.
Children's Privacy
Our service is not directed at anyone under the age of 13. We do not knowingly collect personally identifiable
information from anyone under the age of 13. If you are a parent or guardian and you know that your child has
provided personal data to earn8, please contact us. If earn8 becomes aware that we have collected
personal data from anyone under the age of 13 without verifying parental consent, we will take steps to remove
such information from our servers.
If we need to rely on consent as the legal basis for processing your information and your country requires
parental consent, we may need to obtain your parent's consent before collecting and using such information.
Links to Other Websites
Our service may contain links to other websites that we do not operate. If you click on a third-party link, you
will be directed to that third party's website. We strongly recommend that you review the privacy policy of
every website you visit.
If we need to rely on consent as the legal basis for processing your information and your country requires
parental consent, we may need to obtain your parent's consent before collecting and using such information.
Links to Other Websites
Our service may contain links to other websites that we do not operate. If you click on a third-party link, you
will be directed to that third party's website. We strongly recommend that you review the privacy policy of
every website you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any
third-party websites or services.
List of Third-Party SDKs
Facebook is a third-party feature integrated with our application. Facebook allows users to link to application
information through third-party analysis web links and collects application usage on user devices.
Changes to the Privacy Policy
We may update our privacy policy from time to time. We will notify you of any changes by posting the new privacy
policy on this page.
We will let you know via email and/or a prominent notice on the service before the changes become effective and
will update the “Last updated” date at the top of this privacy policy.
It is recommended that you review this privacy policy periodically for any changes. Changes to the privacy
policy become effective when they are posted on this page.
How to Delete Your earn8 Account
You can initiate a cancellation application on the settings page in the earn8 personal center. We will
handle it according to...
Contact Us
If you have any questions about this Privacy Policy, you can contact us at:leowang@monlanelending.com