Privacy Policy

Definitions

For the purposes of this Privacy Policy:
1. “You” refers to the individual accessing or using the service, or the company or other legal entity through which such individual accesses or uses the service, as applicable.
2. “Company” (referred to in this agreement as “the Company”, “we”, “us” or “our”) means earn8.
3. “Account” means a unique account created for you to access our service or parts of our service.
4. “Service Provider” means any natural or legal person who processes data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the service, provide services on behalf of the Company, perform related services for the service, or assist the Company in analyzing the usage of the service.
5. “Third-Party Social Media Service” means any website or any social networking website through which users can log in or create an account to use the service.
6. “Personal Data” means any information related to an identified or identifiable individual.
7. “Cookies” are small files placed by websites on your computer, mobile device or any other device, containing detailed browsing history among many uses on that website.
8. “Device” means any device capable of accessing the service, such as a computer, mobile phone or digital tablet.
9. “Usage Data” means data that is automatically collected, which can be generated through the use of the service or from the service infrastructure itself (for example, the duration of page visits).

Collecting and Using Your Personal Data

Types of Data Collected
1. Personal Information
While using the service, we may ask you to provide certain personally identifiable information that can be used to contact or identify you. Personally identifiable information includes but is not limited to:
1. Email address
2. First and last name
3. Phone number
4. Usage Data

Usage Data

Usage Data is automatically collected when using the service.
Usage Data may include your device's Internet Protocol address (such as IP address), browser type, browser version, the service pages you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When you access the service through a mobile device, earn8 may automatically collect certain information, including but not limited to the type of mobile device you use, your mobile device's unique ID, your mobile device's IP address, your mobile operating system, the type of mobile internet browser you use, unique device identifiers and other diagnostic data.
earn8 may also collect information that your browser sends when you visit our service or access the service through a mobile device.

Tracking Technologies and Cookies

earn8 uses Cookies and similar tracking technologies to track activities on the service and store certain information. The tracking technologies used include beacons, tags and scripts, which are used to collect and track information and to improve and analyze the service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some parts of our service. Cookies can be either persistent or session cookies. Persistent cookies remain on your personal computer or mobile device when you are offline, while session cookies are deleted immediately when you close your web browser.
earn8 uses both session and persistent cookies. Cookies are essential for providing the services available to you through the website and enabling you to use certain of its functions. They help to authenticate users and prevent fraudulent use of user accounts. Without these cookies, the services you request cannot be provided, and earn8 uses these cookies only to provide these services to you.

Use of Your Personal Data

The Company may use personal information for the following purposes:
1. To provide and maintain the service, including to monitor the usage of our service.
2. To manage your account: To manage your registration as a user of the service. The personal data you provide can give you access to different functions of the service available to registered users.
3. For the performance of a contract: To develop, comply with and fulfill the purchase contract for the products, items or services you have purchased, or any other contract with earn8 through the service.
4. To contact you: To contact you by email, telephone, SMS or other equivalent forms of electronic communication (such as push notifications of mobile applications) when necessary or reasonable to provide updates or informative communications related to functions, products or contracted services, including security updates.
5. To provide you with news, special offers and general information about other goods, services or events that we offer and that are similar to those you have purchased or enquired about, unless you have opted not to receive such information.
6. To meet and manage your requests.

We may share your personal information in the following circumstances:

1. With Service Providers: We may share your personal information with service providers to monitor and analyze the usage of our service and to contact you.
2.Business Transfers: We may share or transfer your personal information in any merger, sale of company assets, financing or acquisition of all or part of our business to another company.
3.With Affiliates: We may share your information with our affiliates. Affiliates include our parent company and any other subsidiaries, joint venture partners or other companies that we control or have a business relationship with.
4.With Business Partners: We may share your information with our business partners.
5.With Other Users: When you share personal information or interact with other users in the public area in other ways, this information may be viewed by all users and may be publicly released to the outside. If you interact with other users or register through third-party social media services, your contacts on the third-party social media services may see your name, personal profile, photo and activity description. Similarly, other users will be able to view your activity description, communicate with you and view your personal profile.

Retention of Your Personal Data

The Company will retain your personal data for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your personal data to fulfill our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements and policies.
The Company will also retain usage data for internal analysis purposes. Usage data is generally retained for a shorter period of time, unless such data is used to strengthen security or improve the functionality of the service, or we are legally obligated to retain such data for a longer period of time.

Transfer of Your Personal Data

Your information (including personal data) will be processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. This means that this information may be transferred to - and maintained on - computers located outside of your state, province, country or other governmental jurisdiction, where the data protection laws may be different from those in your jurisdiction.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to such transfer.
The Company will take all reasonable and necessary measures to ensure that your personal data is processed securely and in accordance with this Privacy Policy, and will not transfer your personal data to any organization or country unless appropriate controls are in place, including the protection of your data and other personal information.

Disclosure of Personal Data

1. Business Transactions
If the Company is involved in a merger, acquisition or sale of assets, your personal data may be transferred. We will provide notice before your personal data is transferred and becomes subject to a different privacy policy.
2. Law Enforcement
In certain circumstances, the Company may be required to disclose your personal data in accordance with legal requirements or in response to a valid request from a public agency (such as a court or government agency).
3. Other Legal Requirements
The Company may disclose your personal data in good faith, believing that such action is necessary to:

Security of Personal Data

The security of your personal data is important, but please remember that no method of transmission over the Internet or electronic storage is 100% secure. Although earn8 endeavors to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

Children's Privacy

Our service is not directed at anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you know that your child has provided personal data to earn8, please contact us. If earn8 becomes aware that we have collected personal data from anyone under the age of 13 without verifying parental consent, we will take steps to remove such information from our servers.
If we need to rely on consent as the legal basis for processing your information and your country requires parental consent, we may need to obtain your parent's consent before collecting and using such information.

Links to Other Websites

Our service may contain links to other websites that we do not operate. If you click on a third-party link, you will be directed to that third party's website. We strongly recommend that you review the privacy policy of every website you visit.
If we need to rely on consent as the legal basis for processing your information and your country requires parental consent, we may need to obtain your parent's consent before collecting and using such information.

Links to Other Websites

Our service may contain links to other websites that we do not operate. If you click on a third-party link, you will be directed to that third party's website. We strongly recommend that you review the privacy policy of every website you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party websites or services.

List of Third-Party SDKs

Facebook is a third-party feature integrated with our application. Facebook allows users to link to application information through third-party analysis web links and collects application usage on user devices.

Changes to the Privacy Policy

We may update our privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page.
We will let you know via email and/or a prominent notice on the service before the changes become effective and will update the “Last updated” date at the top of this privacy policy.
It is recommended that you review this privacy policy periodically for any changes. Changes to the privacy policy become effective when they are posted on this page.

How to Delete Your earn8 Account

You can initiate a cancellation application on the settings page in the earn8 personal center. We will handle it according to...

Contact Us

If you have any questions about this Privacy Policy, you can contact us at:leowang@monlanelending.com